Wallets and payouts
Create wallets and send or receive stablecoins through one API, across chains and providers.
WalletKitPlatform
Everything you need to move digital assets, on infrastructure you own.
Wallets, payouts, policy, risk and audit evidence in one platform. AI-native here means you ask about wallets and payouts in plain language and let agents act only inside the policies you set: AI never approves or signs. Most teams start with wallets and payouts and add the rest as they grow.
What you get
One platform for wallets, payouts, policy and audit.
Policy before signing
The limits and rules you define are checked on every transaction before it reaches your signer.
PolicyKitRisk and screening
Screening results and risk context are recorded on each transaction for compliance review.
RiskGuard · ShieldOSReconciliation
Records that match your ledger, so finance can close without chasing engineers.
ReconFlowAudit evidence
Requests, policy decisions and status changes are recorded and can be exported for audit.
AI-native operations
Ask about wallets and payouts in plain language, and give agents keys that only act inside the policies you set. AI never approves or signs.
In the product
One view of every wallet, approval and provider.
Balances, approvals, provider health and exceptions from every custody and stablecoin provider you connect, in one operations console.
Know what needs attention
Degraded providers, stale data, open exceptions and waiting approvals surface in one line at the top of the day.
Balances across providers and chains
See where assets sit by provider, chain and wallet type, from live balances rather than end-of-day exports.
Approvals that reach the right people
Transfers and policy changes wait for the approvals your rules require, showing who has approved and who is next.
Policy before signing
Rules your team writes, checked before anything is signed.
Every transfer is evaluated against your policies before it reaches your signer. Nothing is signed that your rules would not allow.
Velocity limits
Cap how much can move per transfer, per wallet and per day.
Address allowlists
Send only to recipients your team has approved.
Quorum approvals
Require two or more approvers for treasury movements and large transfers.
Screening thresholds
Hold or block a transfer when its screening risk score crosses your threshold.
Contract allowlists
Limit which smart contracts your wallets can interact with.
Every evaluation ends in one of three outcomes
Pass
Within policy. The transfer continues to signing.
Hold
Waits for the approvals your policy requires.
Block
Outside policy. It stops here and the reason is recorded.
Stablecoins and tokenized assets
Oversight for the assets you hold with your providers.
Connect the stablecoin and tokenization providers you already work with. Alloy gives you one view, one set of controls and one evidence trail, while your providers execute.
Stablecoins
Balances, payouts, redemptions and flows across every stablecoin provider you connect.
- Balances by stablecoin, provider and network
- Inflows, outflows and payouts in one activity feed
- Screening context and reconciliation for each movement
Tokenized assets
Tokenized funds and real-world assets, such as treasuries and private credit, in one portfolio view.
- Holdings by asset class, program and provider
- Upcoming distributions and pending investor actions
- Subscriptions, redemptions and transfers with evidence
Alloy does not issue, mint or burn stablecoins or tokens. It provides control, oversight and evidence for activity your providers carry out.
Proof, not promises
The records your auditors and operators ask for.
Alloy keeps checking that your ledger matches your providers and chains, and records every material action as it happens.
Sealed evidence packets
Transfers, approvals, key recovery, admin changes and screening decisions each produce a sealed record you can export.
Continuous reconciliation
Ledger entries are matched against custody providers and chain data. Unmatched items and breaks become exceptions to resolve.
Source freshness
See how recently each provider and chain was read, so stale data is visible before it leads to a wrong decision.
Provider and chain health
Regular health checks on connected providers and chains, with uptime, latency and an alert when one degrades.
Fits what you have
Your infrastructure, your keys, your brand.
Your cloud or data center
Alloy runs inside your own environment, next to your network, identity and monitoring.
Your keys
Signing stays with the HSM or signing provider you choose. Alloy holds no customer private keys.
Your brand
Staff and customer-facing screens can carry your own brand, language and formats.
See it for your team
Payments & stablecoins
Payment companies and PSPs
For heads of payments, operations and engineering
Payouts span several chains and providers, and every exception ends up in a spreadsheet.
- Send and receive stablecoin payments through one API, whatever sits underneath
- Policies enforced before signing, with an approval trail for every payout
- Records your finance team can reconcile without chasing engineers
Banks & institutions
Banks and regulated institutions
For digital asset leads, CISOs, risk and compliance
You want to offer digital asset services, but you cannot hand your keys or your data to another vendor’s cloud.
- Run Alloy inside your own perimeter, under your own controls
- Keep keys in the HSM or signing provider you already approve
- Give auditors and regulators an evidence trail for every action
Developers & AI agents
Developers and AI-agent builders
For platform engineers and product teams
Shipping a wallet feature means stitching provider SDKs, key handling and ops tooling first.
- One API and webhooks for wallets, transfers and status
- Scoped API keys for every service and agent
- Guardrails that let agents act only inside your policies
FAQ
Questions about the platform.
Do we have to adopt everything at once?
No. Most teams start with wallets and payouts, then add policy, risk, reconciliation and compliance capabilities when they need them.
Does Alloy replace our custody provider?
No. Alloy sits above the custody and signing infrastructure you already use, so you can keep it, add another one, or move later.
How do we try it?
Request sandbox access to integrate against the API without real funds, or talk to our team about a first workflow.
Try it, or talk it through.
Your engineers can start in the sandbox today. Your team can map a first workflow with us in one conversation.