Payouts become an operations problem
Teams need reliable review, release, exception handling, and status visibility before customers ask where funds are.
Provider-neutral
Move digital assets with control.
Alloy helps banks and fintechs decide who can act, reconcile what moved, and prove every step around the infrastructure they already trust.
Control who can act.
Reconcile what moved.
Prove every step.
Why now
Wallet operations stop being simple once real money, controls, and reporting meet.
Even with one provider, teams quickly need an operating layer for payment review, exception handling, reconciliation, and evidence.
Finance closes from fragments
Provider exports, internal ledgers, fees, webhook updates, and support notes rarely agree cleanly at month end.
Compliance needs decision evidence
Approvals, risk review, policy outcomes, and overrides need to be explainable after the transaction is complete.
Infrastructure choices should stay open
Teams may start with one provider, add redundancy later, or bring parts of the stack in-house as requirements mature.
Business workflows
Choose the workflow your buyer already cares about.
Alloy should land as operating leverage for payment, finance, compliance, risk, and product leaders first. The product architecture comes after the pain is obvious.
Stablecoin payment operations
Launch and scale payout workflows with approval state, provider status, finance evidence, and exception handling in one place.
Open routeFinance and reconciliation
Turn wallet activity into exception queues, ledger exports, fee attribution, and monthly close proof.
Open routeCompliance and audit readiness
Preserve the evidence behind decisions: who approved, what policy applied, what changed, and why.
Open routeBank-grade operating controls
Give regulated teams a clear non-custodial boundary, vendor-risk story, and reviewable operating model.
Open routeAI money movement controls
Prepare for bounded agent authority with spend limits, approvals, revocation, receipts, and human override paths.
Open routeProvider optionality
Start with the stack you use today, then add redundancy, migration paths, or additional providers when the business needs it.
Open routeOperating boundary
Your custody stack signs. Alloy runs the business workflow around it.
Alloy records intent, approvals, review state, exceptions, reconciliation, and evidence while customers and their approved infrastructure retain custody and signing responsibility.
Where Alloy sits
Business teamsPaymentsFinanceComplianceRisk
Alloy operating layerIntentApprovalsExceptionsEvidence
Wallet infrastructureCustody providerCustomer stackApproved key pathLedger export
Customer-native deployment
One product system, branded for each institution.
Alloy ships with a validated theme package so a global bank, regional bank, or fintech can run the same control-plane workflows inside its own infrastructure with its own visual identity.
Global bank deployment
Compact controls, formal navy shell, red action accent, global support labels, and strict enterprise density.
Wallet approvalPolicy checked
Indonesia bank deployment
Local product naming, green and gold brand expression, IDR/date defaults, and mobile-first employee workflows.
Wallet approvalPolicy checked
Alloy default
Provider-neutral Alloy branding for demos, hosted proof, docs, and default deployment packages.
Wallet approvalPolicy checked
Branding changes by deployment. Approval, risk, audit, reconciliation, tenant, and trust-domain semantics remain Alloy-controlled.
Business proof
Give every team the same answer to “what happened?”
The homepage story should make Alloy feel useful to the teams who own customer payouts, approval decisions, finance close, compliance review, and diligence.
Product architecture
Start with one workflow. Add controls when the business needs them.
Alloy is modular underneath the buyer story: WalletKit creates the operating record, and adjacent controls attach as the workflow needs approval, risk, compliance, finance, treasury, key-authority, or token operations.
Start here
WalletKit
One operating record for wallets, transaction intent, provider status, and evidence.
Open moduleApprovals
PolicyKit
Limits, roles, maker-checker review, and exception decisions before money moves.
Open moduleRisk review
RiskGuard
Pre-movement transaction context, escalation state, and decision receipts.
Open moduleFinance close
ReconFlow
Exception queues, fee attribution, ledger exports, and audit packages.
Open moduleCompliance
ShieldOS
Screening queues, investigation evidence, alert lifecycle, and review exports.
Open moduleAuthority
VaultCore
Signing authority, deployment boundaries, key-path intent, and receipts.
Open moduleTreasury
TreasuryAI
Recommendation workflows that stay inside policy, risk, and approval bounds.
Open moduleIssuance
TokenForge
Token operations connected to controls, evidence, and finance state.
Open moduleKeep exploring
Three paths from business problem to product proof.
Payment workflow, trust boundary, and developer pages turn the homepage promise into inspectable proof.
Stablecoin workflow
See how payout operations, controls, and reconciliation fit together for payment teams.
Open pageTrust boundary
See how Alloy frames non-custodial control, customer responsibility, and evidence.
Open pageDeveloper surface
Preview the API shape for transaction intent, approvals, idempotency, and operating records.
Open pageNext step
Bring one wallet workflow that matters to the business.
We will map the operating record, control boundary, exception path, and evidence your buyer needs to trust.
Map my workflow
Useful inputs: payment flow, current wallet stack, approval model, close process, and evidence gap.