Solutions / Industry operating layers

Industry-specific wallet operations, without provider lock-in.

Alloy helps digital asset teams keep their current wallet, custody, payment, and stablecoin providers while owning one operating record for transaction state, policy evidence, reconciliation, and audit.

In brief: Alloy is most useful once a team has real money movement, one provider live, and a second-provider, migration, compliance, reconciliation, audit, geography, or agentic-control trigger. Alloy does not custody funds or replace payment processors.
Target industries

Seven places where provider-shaped operations become painful.

Each industry has a different buyer vocabulary, but the workflow problem is shared: the customer needs a neutral layer above providers.

P0 existing deep page

Stablecoin payment fintechs and PSPs

For PSPs, cross-border apps, brokerages, and stablecoin teams adding corridors, providers, audits, or reconciliation workflows.

Current stack: Fireblocks Flow, Bridge, BVNK, Rain, Zero Hash, Mural, Conduit, regional rails.

Alloy wedge: WalletKit + ReconFlow + PolicyKit for provider portability and finance-ready transaction evidence.

Open solution page
P1 proposed page

Exchanges, brokerages, OTC, and trading

For platforms coordinating custody, hot/cold wallets, off-exchange settlement, collateral, venues, compliance, and finance close.

Current stack: Fireblocks, BitGo, Copper, Coinbase Prime, Talos, Anchorage, Zodia, internal wallets.

Alloy wedge: One operating record across custody, settlement, risk approvals, and reconciliation.

Discuss this segment
P2 warm-intro lane

Banks and regulated financial institutions

For bank teams evaluating custody, tokenization, stablecoins, treasury, or digital asset pilots under vendor-risk scrutiny.

Current stack: Ripple Custody, Taurus, Fireblocks, Anchorage, Zodia, BitGo, bank-selected providers.

Alloy wedge: Bank-owned controls and evidence above approved providers, with no Alloy custody.

Discuss this segment
P2 proposed page

RWA, tokenization, and capital markets

For issuers, tokenization platforms, asset managers, and fund operators managing lifecycle events across chains and custodians.

Current stack: Securitize, Tokeny, Taurus, Fireblocks, Ripple, Ondo, qualified custodians, fund administrators.

Alloy wedge: TokenForge + WalletKit + ReconFlow for lifecycle approvals, custody evidence, and finance exports.

Discuss this segment
P1 proposed page

Neobanks and embedded fintech apps

For fintech products adding wallets, stablecoin balances, crypto trading, transfers, or treasury flows without wanting provider lock-in.

Current stack: Zero Hash, Circle Wallets, Coinbase Developer Platform, Turnkey, Bridge, Privy, Dynamic.

Alloy wedge: Normalize wallet state before provider objects leak into product, support, compliance, and finance.

Discuss this segment
P2 strategic lane

AI-agent commerce and autonomous payments

For agent platforms that need scoped spend authority, risk checks, escalation, and evidence before agents can move real value.

Current stack: Coinbase AgentKit/x402, Circle wallets, Cobo Agentic Wallet, Turnkey, Rain, Safe modules.

Alloy wedge: PolicyKit + RiskGuard + WalletKit for policy-bound agent wallets across providers.

Discuss this segment
P1 proposed page

Payroll, workforce, creator, and marketplace payouts

For platforms adding stablecoin payouts while keeping fiat rails, cards, tax, support, treasury, and finance workflows intact.

Current stack: Worldpay/BVNK, Bridge, Rain, Rise, Toku, Stripe Connect, local rails, wallet providers.

Alloy wedge: WalletKit + ReconFlow for stablecoin payout status, funding, failures, refunds, and close.

Discuss this segment
Shared operating model

The buyer is not asking for one more dashboard.

The trigger is usually a second provider, a new geography, an audit request, an outage/resilience review, or a month-end finance workflow that can no longer live inside one provider's model.

Connect: map Fireblocks, BitGo, Copper, Safe, Turnkey, Circle, Coinbase, Bridge, BVNK, Rain, self-hosted, and future providers.
Normalize: create canonical wallet, address, transaction, webhook, policy, risk, and reconciliation objects.
Control: keep approvals, limits, evidence, exception handling, and finance exports outside any one provider.
Prove: show auditors, partners, banks, and internal teams one operational record owned by the customer.
FAQ

Questions buyers and AI agents should be able to answer from this page.

Does Alloy replace existing providers?

No. Alloy starts above existing wallet, custody, stablecoin, payment, and self-hosted providers. Customers keep the providers that work and use Alloy to own the operating layer above them.

Does Alloy custody funds?

No. Alloy is non-custodial software. It normalizes wallet operations, policy, risk, reconciliation, and audit evidence without taking possession or control of customer funds.

Which industry should talk to Alloy first?

The strongest fit is a team with one provider live and a concrete trigger: second provider, migration, reconciliation, audit, compliance evidence, geography expansion, outage resilience, or agentic spend controls.

What should a target company bring to a demo?

Bring the current providers, the workflow that breaks outside the provider API, who owns approval/reconciliation/audit today, and what would need to be true before adding another provider.

Next step

Tell us your industry, current stack, and the trigger that made portability urgent.

Alloy prioritizes conversations where wallet operations are real, not hypothetical.

Request demo

Prefer email? Send context to hello@alloy.build.